It's nice to be productive at work... but we all have to go home at some point. And if we let our personal finances and organization get out of control it affects both our personal and work life. If you find yourself stressing about what bill needs to be paid and when, these 5 tips to keep your bills organized will be a lifesaver.
1.Have a designated place for your bills. Sound simple, right? With our lives becoming increasingly busy, it's easy for things to get lost in the shuffle. Sort and corral all your bills in one specific place. This makes the bill paying process a lot less stressful.
2. Open all bills when you receive them. It can be tempting to ignore what we may not have the money to pay for, but knowing what is going on gives you power. By scanning your bills right away, you will be able to watch for surprise charges or mistakes. Also, ignoring the problem seldom makes it better. Know what bills you have, and make a plan to pay them.
3. Organize your bills by due date. Weather its on your computer or an index card, write out each bill and the due date in the order that it is due. This makes for an easy guide for what you need to plan for, and reminds you of any irregular bills to keep your eye on.
4. Decide on a day to pay your bills and stick to it. It may be once a week or once a month, but setting a specific day to review and pay your bills will help you get, and stay caught up on your finances. Once you have paid them, you can place them in a folder marked paid or write paid at the top, and file it away.
5. Create folders or a spreadsheet for electronic bills. A lot of companies are going paperless, and having a designated place for these bills, will help keep you on track. Have at least one folder for your bills and invoices, and another folder with the receipts. By doing so, you are taking the guess work out of what you have coming up and what you owe.